Access to Health Insurance

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As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

Latest Updates

July 31, 2024
National

The American Cancer Society Cancer Action Network (ACS CAN) hosted a national premiere of the short film “ In Due Season ” on Wednesday night in Washington, D.C.

June 21, 2024
National

Today, the U.S. Court of Appeals for the Fifth Circuit partially reversed a district court decision that had invalidated key provisions of the Affordable Care Act (ACA) in the case of Braidwood v. Becerra , finding cost-free preventive services could remain in place...

May 21, 2024
National

ACS CAN released two reports today which provide a snapshot of utilization management requirements for specific cancer drugs in both the Medicare Part D plans and Medicare Advantage plans with drug coverage.

May 3, 2024
National

Today, the U.S. Department of Health and Human Services (HHS) finalized a new rule to expand insurance coverage eligibility to Deferred Action for Childhood Arrivals (DACA) recipients.

Access to Health Insurance Resources

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.

 

High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets.  These types of plans have risks and features must be implemented carefully so they do not harm cancer patients, survivors or those at risk for cancer.

The Affordable Care Act (ACA) has helped individuals with pre-existing conditions like cancer access comprehensive health insurance and afford their care. But the law is at risk of being dismantled.