Prohibiting Insurers from Charging Higher Premiums for Tobacco Users

This bill would prohibit insurers from charging higher premiums for tobacco users. Current law provides for the Commissioner of the Division of Insurance to decide each year whether to allow tobacco as a rating factor. Tobacco users should not be punished for an addiction made worse by the tactics of Big Tobacco! Instead, we should ensure they have access to the evidence-based tools needed to help them quit.