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High Deductible Health Plans Cause Extreme Spikes in Cost
The Problem Most patients experience spikes in their health care costs around the time of a cancer diagnosis as they pay their deductible and out-of-pocket maximum. For patients on high deductible plans, ... in high deductible plans is on the rise. ACS CAN Fights for Solutions ACS CAN is concerned about increasing enrollment in high deductible health plans, and how this affects cancer care. ACS CAN supports policies that increase enrollment assistance services to help people understand ...
Spikes in Cost Increase the Burden of Affording Cancer Care
The Problem Cancer patients are particularly vulnerable to spikes in their health care costs because many expensive diagnostic tests and treatments are scheduled within a short period of time, so cancer patients spend their ... she experiences a spike in cost of over $8,000 in the first two months of each year. While she may be able to afford to spend this much on her care spread over the whole year, it is just too much to pay all at once. All the while, her other bills don’t stop, and she’s trying to manage ...
Overall Cancer Costs are Rising
The Problem The U.S. spent approximately $183 billion on cancer-related health care in 2015. This represents a signification portion of the total health care spending in the U.S. And it is expected to keep growing. By 2030 cancer-related health care spending is expected to reach nearly $246 ...
Survivor Views: Majority of Cancer Patients & Survivors Have or Expect to Have Medical Debt
... their cancer for more than three years. Nearly all (98%) were insured at the time when the debt was incurred, most commonly by a high deductible health plan without a health savings account (34%). The health implications are significant: those with cancer-related medical debt are three times more likely to be ... cancer screenings (18% vs 5%), 27% of those with cancer-related medical debt have gone without adequate food, and 25% have skipped or delayed care. The financial consequences of cancer-related medical debt can also be significant: nearly half (49%) saw their credit scores decrease and 30% ...
Some Insurance Plans Come with Higher Patient Costs
The Problem The Affordable Care Act (ACA) has helped individuals with pre-existing conditions like cancer access comprehensive health insurance and afford their care. But the law is at risk of being dismantled. The risks of losing ACA protections are clear when you look at current plans that do not have to ...